Market Analysis

Why the Efficient Market Hypothesis Is Bunk

May 17, 2018

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Why the Efficient Market Hypothesis Is Bunk

“I believe there is no other proposition in economics which has more solid empirical evidence supporting it than the efficient market hypothesis.”

– Michael Jensen, Harvard Business School professor emeritus of business administration

You may have heard of the efficient market hypothesis (EMH).

Put simply, it states that stock prices reflect all information in the markets.

As a result, a stock will always trade at its fair value.

That, in turn, makes it is impossible to “beat the market” consistently.

So you should give up on picking stocks and invest all your money in index funds, right?

By matching the market, you will ensure that you end up better off than most investors – with next to no effort.

That’s a compelling argument… and one that is tough to refute.

Nevertheless, today I want to reveal why I think the EMH is bunk…

And why you should devote at least a part of your portfolio to trying to beat the markets…

An Idea With an Illustrious Pedigree

To mainstream financial economists, the EMH is an article of faith.

Eugene Fama of the University of Chicago developed the EMH in the 1960s.

Princeton professor Burton Malkiel popularized it in the 1970s in his best-seller A Random Walk Down Wall Street.

Like John Bogle, the founder of Vanguard index funds, Malkiel argued that the best strategy as an investor is to buy the entire stock market through a traditional S&P 500 index fund.

Even Warren Buffett recommends investors buy low-cost S&P 500 index funds and stay in them for the long term.

Do as I Say, Not as I Do

The EMH is a product of the 1960s and 1970s. But economists had very different views both before and after it became the accepted religion in academia.

English economist John Maynard Keynes developed a reputation as an outstanding investment manager of Cambridge’s Kings College Chest Fund endowment from the 1920s through the 1940s.

Keynes believed that you could achieve outstanding results by making large contrarian bets on undervalued stocks.

Plenty of economists preach the water of efficient markets but drink the wine of active investing.

The late MIT professor Paul Samuelson – the first Nobel Prize winner in economics – published a 1965 paper in support of the EMH.

Ironically, Samuelson personally made a fortune as a founding investor of Commodities Corporation, a secretive trading group that produced some of the greatest traders in history. (He was also a significant investor in Berkshire Hathaway in the 1970s.)

University of California, San Diego professor Harry Markowitz never invested his own pension fund using the EMH… for which he earned the Nobel Prize.

But the economics profession has come around in recent years.

Yale’s Robert Shiller won a Nobel Prize for highlighting the importance of mass psychology in the markets. In his 2009 book, Animal Spirits, Shiller (along with UC Berkeley’s George Akerlof) argued that investors make decisions based on emotion rather than on the rational assessment of underlying value.

Just think of the stock market crash of 1987, the dot-com bubble of the 1990s… or even cryptocurrencies today.

Why EMH Is Bunk

Here’s why I think the efficient market hypothesis fails to stand up to evidence…

Just because the average investor does not beat the market does not mean that no investors beat the market.

Think of investing like playing in a chess tournament.

In chess, a few high-level players will win almost all of the games.

In investing, a few top traders will consistently outperform the markets.

In both cases, the participants have the same information.

But the high-level participants interpret this same information differently from the majority.

Here’s the most surprising point…

In both chess and investing, exploiting the mistakes of the majority creates profitable opportunities for the few but far more skilled.

As chess grandmaster Garry Kasparov has pointed out, in chess, mistakes are driven by emotion.

You can say the same for investing.

It’s emotion that causes mistakes and irrational behavior.

That’s how market prices can get so far out of line.

So I have two takeaways for you today…

If you are a casual investor, take Buffett’s advice and invest all your money in an S&P 500 index fund.

Better yet, invest in Chief Investment Strategist Alexander Green’s Gone Fishin’ Portfolio to both reduce your risk and boost your long-term returns.

But if you’re committed to beating the market…

Just as a serious chess player is committed to mastering chess…

Don’t be discouraged by the efficient market hypothesis.

Yes, it is hard as heck to beat the market…

But it is hardly impossible.

Good investing,

Nicholas

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  313. בכל חדר תוכלו ליהנות מחדר שינה גדול ומרווח עם מיטה זוגית מפנקת אשר מוצעת במצעי כותנה לבנים, חדר רחצה מעוצב עם מקלחת, שירותים ומגבות רכות, מטבחון מצויד בכל טוב עם מוצרי חשמל, כלי הגשה ופינת קפה עשירה.. אם יש לך כל מיני פנטזיות ודברים שאתה רוצה להגשים - יש מצב טוב שויקטוריה עשתה את זה כבר. הרוסיה הכי פצצה למספר שעות של הגשמת פנטזיות. דנה היא פצצה שתעביר… צעירה כוסית על תיתן לך עיסוי חם לוהט ומשחרר. בא לכם דווקא איזו נערת ליווי רוסיה צעירה - תמצאו פה כאלה בחורות בשפע. זה משהו שלא תפגשו במרכז, שם תמצאו נערות ליווי רוסיות (או כמובן אוקראיניות בלבד). נערות ליווי ילמדו אותם הכול על נשים, ובסוף הגברים שחשבו שהם מנוסים עוד יבואו לבקש מהם עצות. בין יתר הדברים שהם עושים או בוחרים לייצר, שירותי ליווי בצפון בחיפה ובקריות הם חלק מזה וכך או כך הם מפגישים לא מעט אנשים עם קשת נרחבת. שירותי ליווי עם נערות ליווי בצפון אחד מהשירותים המוצעים בפורטל הבית שלנו קשור בבחירת נערות ליווי איכותיות מהצפון שנבדקו ונבחרו בקפידה. ניתן כמובן להזמין גם עיסוי זוגי בקריות עד הבית לפינוק רומנטי וקסום.

  314. כיצד להרים ולהעביר כראוי משקולות עמוד השדרה הוא מערכת המחוברת על ידי רשת מורכבת של תלות הדדית עם כל הגוף, והמערכת דורשת את השפעת המערכת, כלומר שמירה קפדנית על הכללים, תוך התבוננות שבה אתה יכול להיפטר לא רק מבקע, אלא גם מכל המחלות הנלוות. כדי להרים חפץ. רצפה, להתכופף או להתכופף, לכופף את הברכיים ולהניח את היד על כיסא או שולחן כדי לא להעמיס על עמוד השדרה המותני עמוד השדרה הוא מערכת המחוברת על ידי רשת מורכבת של תלות הדדית עם כל הגוף, והמערכת דורשת את השפעת המערכת, כלומר שמירה קפדנית על הכללים, תוך התבוננות שבה אתה יכול להיפטר לא רק מבקע, אלא גם מכל המחלות הנלוות. איך לעמוד נכון כשאדם עומד זמן רב, עמוד השדרה חווה משמעות העומס ובמיוחד אזור המותניים. אזור הטריגר (טריגר) להופעת מוקד של כאב הוא השרירים הנמצאים בהיפרטוניות. א. מטרת התכנון והעיצוב, הייתה לבצע הפרדה פיסית ותפיסתית בין החללים הציבוריים לאלו הטיפוליים, דרך חלוקת הקליניקה לשני מפלסים - מפלס אזור ההמתנה ומפלס אזור העבודה. מטרת הטיפול היא לעורר את האנרגיה בחלקים השונים בגוף ולפתור בעיות בריאותיות קיימות. התאמת העיסוי לאדם המטופל נקבעת על פי המיקומים שבהם מעוניין לקבל עיסוי, על פי מטרת העיסוי לצורכי רגיעה או לצורכי שחרור שרירים תפוסים וכמו כן, מתאימים את העיסוי למצבו הרפואי של המטופל.

  315. עיסוי מפנק בקרית שמונה/נהריה לגוף והנפש, משחרר מתח, רגשות שליליים וגירוי, שהם המלווים המחייבים כמעט של כל האנשים בעולם הנוכחי. באופן טבעי, עיסוי ארוטי, על אף היותם טיפולים מקצועיים שבהחלט מביאים להקלה על הגוף והנפש, הם כאלו שאנשים לא נוטים להתייעץ לגביהם עם חברים או בני משפחה וזה משהו שיכול להפוך את האיתור של עיסוי ארוטי בנס ציונה למעט מורכב יותר. שירותי עיסוי אירוטי יכולים להיות דרך מצוינת להפוך את הזמן שלכם להרבה יותר נעים ומפנק. עיסוי מקצועי ומפנק במרכז ודרום. מכוני עיסוי מפנק מתאים גם לכם! כך תוכל לדעת שלא מדובר בעוד סתם עיסוי או ליווי, אלא בעיסוי או ליווי מפנק עם מגוון גדול של פינוקים. רוצה לחוות ערב עם בחורה שנראית מסרט? אך כאשר יוצאים לבלות לא תמיד פוגשים בחורה שתזרום אתכם ולא תמיד יש בחורות אשר מוצאות חן בעיניכם. התייעצות עם אנשי מקצוע: אם יש יצא לכם להסתייע בעבר באנשי מקצוע מתחומים מקבילים באזור, כמו למשל רפלקסולוגים, מעסים רפואיים ומטפלים אלטרנטיביים בשיטות שונות, תוכלו בהחלט לשאול אותם לגבי עיסוי ארוטי בנס ציונה ואם הם אכן מכירים מקום כזה, סביר להניח שזה יהיה מקום מקצועי שייתן לכם שירות טוב. והחלק הכי טוב הוא שלא מחייבים אתכם לשלם על לילה שלם אלא רק לפי השעות שבהם השתמשתם. מנגד, כל עוד תקבלו עיסוי בבאר שבע בלבד לאורך כ-45 דקות ועד שעה, המחיר שתצטרכו לשלם יהיה נוח הרבה יותר ויהפוך את חווית העיסוי לנגישה גם לכם!

  316. פרטים ומספרים טלפונים אתר סקס נערות ליווי בבת ים ללא מין קליאופטרה מספק לכם מגוון רחב מאוד של נערות סקס ליווי בת ים לעיסוי צעירות וסקסיות תמונות אמיתיות כאשר לכל נערת סקס ליווי בבת ים לעיסוי יש מאפיינים שונים איחודיים. מה האזור הכי חשוב בגוף בבחורה לטעמך - חזה גדול, ישבן מוצק ועגול, רגליים ארוכות וסקסיות או אפילו גובה מסוים. עיסוי ייחודי המשלב מגוון שיטות וטכניקות טיפול, הנבחרות ע"י המטפל האישי ע"פ רמת המתח בגוף. עיסוי מסוג כסא טיפול קצר לגוף העליון. עוד טיפול תרופתי לסיום היריון הוא באמצעות מתותרקסט (methotrexate), תרופה שמשמשת גם לטיפול במחלות אוטואימוניות ומחלות ממאירות. ומה עם סוויטה יוקרתית בצפון עם טיפול באבנים חמות על ידי מעסה מוסמך? להמר על איכות העיסוי זה להמר על הבריאות שלכם. כאשר עיסוי מפנק בתל אביב , נעשה בביתכם, תוכלו להתרווח על הספה עם כוס משקה האהוב עליכם ולחוש את ההקלה לאחר העיסוי כאשר הגוף והנפש רק יודו לכם. מה ירטיט לך את הגוף וישבור לך את המעצורים הפנימיים שאתה מחזיק כבר זמן רב. כל עוד אתם מעוניינים בחבילת טיפולים, כדאי ליידע את המעסה כבר מהרגע הראשון. בימי חמישי כבר יותר בעייתי זהו היום העמוס של נערות הליווי ורצוי לתאם כבר מיום רביעי לימי חמישי בערב או בלילה.

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